Debt Advice

If you are having money problems, the first thing to do is to ask for help!

Contact us on 0115 988 7069 or email

Having money worries is very stressful. Here are some general Dos & Don’ts from Community Money Advice that you may find helpful (although every situation is different.) We would always advise that you seek free help.


  • Do notify creditors of any problems or changes immediately.
  • Do give priority to those debts that may result in you losing your home, fuel supply or liberty.
  • Do respond to Court Summons immediately.
  • Do respond to letters promptly.
  • Do keep copies of all correspondence.


  • Don’t assume your debts will go away by ignoring them or if you have not heard from your creditors for some time.
  • Don’t be pressurised into making any decisions. If things upset you, take time to think and cool down first.
  • Don’t “rob Peter to pay Paul”.
  • Don’t make offers you can’t afford.
  • Don’t borrow more money to pay off your debts without taking independent advice. This can make matters worse.
  • Don’t lose hope. Even if it takes a long time, you can still get through.

Source: Community Money Advice